Effective Date: 2/7/2024
Welcome to swiftcashdirect.com! These terms and conditions outline the rules and regulations for the use of Swift Cash Direct’s Website, located at swiftcashdirect.com. By accessing this website, we assume you accept these terms and conditions. Do not continue to use swiftcashdirect.com if you do not agree to take all of the terms and conditions stated on this page. The following terminology applies to these Terms and Conditions, Privacy Statement, and Disclaimer Notice, and all Agreements: “Client,” “You,” and “Your” refer to you, the person logging on this website and compliant to the Company’s terms and conditions. “The Company,” “Ourselves,” “We,” “Our,” and “Us” refer to our Company. “Party,” “Parties,” or “Us” refer to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect to the provision of the Company’s stated services, in accordance with and subject to the prevailing law of the Canada. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they are taken as interchangeable and therefore as referring to the same.
Cookies
We employ the use of cookies. By accessing swiftcashdirect.com, you agree to use cookies in agreement with the Swift Cash Direct’s Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
License
Unless otherwise stated, Swift Cash Direct and/or its licensors own the intellectual property rights for all material on swiftcashdirect.com. All intellectual property rights are reserved. You may access this from swiftcashdirect.com for your own personal use, subjected to restrictions set in these terms and conditions. You must not:
This Agreement shall begin on the date hereof. To the extent permitted by applicable laws, Swift Cash Direct shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website. Swift Cash Direct reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes a breach of these Terms and Conditions. You warrant and represent that:
You hereby grant Swift Cash Direct a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your Comments in any and all forms, formats, or media.
Hyperlinking to our Content
The following organizations may link to our Website without prior written approval:
These organizations may link to our home page, to publications, or to other Website information so long as the link:
We may consider and approve other link requests from the following types of organizations:
We will approve link requests from these organizations if we decide that:
These organizations may link to our home page so long as the link:
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Swift Cash Direct. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response. Approved organizations may hyperlink to our Website as follows:
iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
Content Liability
We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of any third party rights.
Your Privacy
Please read the Privacy Policy.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You agree to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links but we are not obligated to do
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will: limit or exclude our or your liability for death or personal injury; limit or exclude our or your liability for fraud or fraudulent misrepresentation; limit any of our or your liabilities in any way that is not permitted under applicable law; or exclude any of our or your liabilities that may not be excluded under applicable law. The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty. As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
Are you tired of facing hurdles when you need financial assistance the most? Look no further! Swift Cash Direct is here to rescue you from the clutches of traditional lenders.
2024 | All Rights Reserved | Swift Cash Direct | Our APR is 32% | Privacy Policy | Terms & Conditions
All loans are subject to underwriting approval. Swift Cash Direct is not a Payday Lender. Swift Cash Direct only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $250-1500 with terms from 3 months to 6 Months. APRs range from 2.99% to 29% and will depend on our partner’s assessment of your credit profile. For example, for a $500 loan paid monthly over 3 months, a borrower will pay $188.52 per month for a total of $565.56 over the course of the entire loan period. This amount includes our partner’s optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged. In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices. All of our loans carry a term EXCEEDING 62 days with an APR of 32% interest. Therefore, Swift Cash Direct is NOT REQUIRED to obtain a lending license to lend in CANADA. Some brokerage fees and admin fees might be added to the instalments. Please read your contract carefully.