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Financial challenges with a less-than-perfect credit score can be daunting, but it doesn’t have to limit your borrowing options. Swift Cash Direct specializes in providing installment loans tailored for individuals with bad credit, offering a practical solution to meet your financial needs.
An installment loan is a type of credit that allows you to borrow a specific amount and repay it over a set period through regular, fixed payments. Unlike payday loans, which require full repayment by your next paycheck, installment loans offer the flexibility to spread payments over several months, making them more manageable and predictable.
Swift Cash Direct offers repayment periods of three to six months, allowing you to choose a schedule that fits your financial situation.
With a maximum annual percentage rate (APR) of 32%, Swift Cash Direct is a more affordable option than traditional payday loans, which often have APRs exceeding 300%.
Consistently making on-time payments can positively impact your credit history, improving your credit score over time.
To qualify for an installment loan with Swift Cash Direct, applicants should meet the following requirements:
Applying for an installment loan with Swift Cash Direct is straightforward:
Complete the easy-to-use online application form.
Prepare necessary documents, such as proof of identity, proof of address, and a void cheque or direct deposit authorization form.
Once approved, funds are typically deposited into your account within 24 hours.
While installment loans can provide essential financial relief, it’s crucial to borrow responsibly:
Only borrow what you need and can afford to repay within the loan term.
Review the loan agreement carefully, paying attention to interest rates, fees, and repayment schedules.
Ensure that your budget accommodates the fixed monthly payments to avoid late fees or additional charges.
Swift Cash Direct is committed to helping individuals with bad credit access the funds they need through transparent and manageable installment loans. By understanding your options and borrowing responsibly, you can navigate financial challenges effectively and work towards improving your financial health.
Ready to experience the Swift Cash Direct difference? Take the first step towards financial freedom by applying for your installment loan today. Our friendly and witty team is here to assist you every step of the way. Don’t let your credit score hold you back any longer. Trust Swift Cash Direct to provide intelligent financial solutions that fit your needs.
Are you tired of facing hurdles when you need financial assistance the most? Look no further! Swift Cash Direct is here to rescue you from the clutches of traditional lenders.
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All loans are subject to underwriting approval. Swift Cash Direct is not a Payday Lender. Swift Cash Direct only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $250-1500 with terms from 3 months to 6 Months. APRs range from 2.99% to 29% and will depend on our partner’s assessment of your credit profile. For example, for a $500 loan paid monthly over 3 months, a borrower will pay $188.52 per month for a total of $565.56 over the course of the entire loan period. This amount includes our partner’s optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged. In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices. All of our loans carry a term EXCEEDING 62 days with an APR of 32% interest. Therefore, Swift Cash Direct is NOT REQUIRED to obtain a lending license to lend in CANADA. Some brokerage fees and admin fees might be added to the instalments. Please read your contract carefully.